Product overview

Our mission is to broaden the criteria for mortgage approvals to support home owning aspirations and buy to let entrepreneurialism. Our award winning, technology driven underwriting and credit risk management processes mean we can be more expansive in our mortgage and loan approvals – helping those who have not been well served by high street lenders.

Residential Mortgages

Our residential mortgage products have been designed to offer an alternative to high street lenders. We accept first time buyers, new build purchases, self-employed applicants as well as customers who have not been well served by high street lenders.

Buy to Let Mortgages

Whether your customer is an experienced landlord looking to extend their existing property portfolio or a first time landlord, we offer a wide range of buy to let mortgage products to help.

Bridging Loans

Our broad range of bridging and refurbishment loans offer customers flexible and quick access to funds, ensuring your customer gets the loan they want, when they want it.

Any of our buy to let mortgage products are available to exit onto after completion of the bridging loan.

Second Charge Loans

Our residential and buy to let second charge loans can be used to meet various needs including, acting as an alternative to remortgaging, as a business loan, for debt consolidation or to raise a deposit to purchase a buy to let or expand your existing buy to let portfolio if your customer is a landlord. We can respond to individual customer circumstances effectively with market leading products.

Our second charge loans range is available exclusively through a specialist panel of Master Brokers.